Financial Education
The ABBL, together with the Fondation ABBL pour l’Education Financière, is deeply committed to building a financially literate and investment-savvy society. In a fast-changing and increasingly digital financial world, education is the key to inclusion, empowerment, and responsible decision-making.
Our approach to financial education is built around three strategic pillars:
Promoting Financial Literacy: Building Everyday Skills for Life
Financial literacy is about more than understanding numbers—it’s about giving people the tools to navigate everyday financial life with confidence. The ABBL and its Foundation work to ensure that individuals of all ages and backgrounds can:
- Manage personal and household budgets wisely.
- Avoid over-indebtedness through better financial planning.
- Recognise and protect themselves against fraud and scams, especially in digital banking environments.
We collaborate with schools, public authorities, NGOs, and community organisations to deliver awareness campaigns, classroom workshops, educational games, and e-learning content tailored to all life stages—from schoolchildren to senior citizens.
By equipping people with basic financial skills, we promote greater financial autonomy and social inclusion.
“Financial literacy is a life skill—empowering people to make confident, informed choices every day.”
Jessica Thyrion
Adviser – financial education, ABBL
Empowering Informed Investment Decisions
As Europe’s financial landscape becomes more complex, individuals are increasingly called upon to take charge of their financial futures. This means not only saving—but understanding how to invest responsibly and effectively.
The ABBL and its Foundation work to empower individuals to:
- Understand the risks, returns, and characteristics of various financial products (e.g., funds, pensions, insurance-based investments).
- Decode financial terminology and regulatory labels (e.g., ESG, SFDR).
- Build long-term thinking when planning for retirement, homeownership, or education.
- Avoid impulsive decisions and recognise speculative traps or misinformation.
Developing these skills—particularly among younger generations and first-time investors—is essential to mobilise savings towards productive, long-term investments, both in Luxembourg and across Europe.
We aim to foster a culture where individuals approach investment opportunities with confidence and caution, contributing to a more resilient economy and empowered society.
Developing Financial Skills and Careers: Investing in Talent
A thriving financial centre requires not only educated consumers, but skilled professionals. The ABBL is nurturing talent and preparing the next generation of financial experts.
We support:
- Career guidance in schools to demystify financial careers and highlight diverse pathways.
- Training and upskilling programmes in collaboration with academic institutions and training bodies.
- Partnerships with banks and fintechs to offer real-world experience through internships and mentoring.
- Specialised modules on ESG finance, digital banking, compliance, and other future-ready disciplines.
By investing in expertise, we ensure that Luxembourg remains a centre of excellence in finance—rooted in competence, ethics, and innovation.
