Legal notice

Any person accessing the Luxembourg Bankers’ Association (ABBL) website shall be deemed to be aware of and accept the following general terms and conditions.

Information

This website is owned and administered by the ABBL with registered address at: 12, rue Erasme, L-1468 Luxembourg.

The ABBL puts its best efforts in ensuring that the information and data available on its website are accurate and up- to-date . Such information and data have been compiled from sources that, to the best of the ABBL’s knowledge, are reliable. However, the ABBL cannot be held responsible for any error, omission, alteration or late updates of said information and data. The web users of the website of the ABBL should consequently not base their decisions thereon before verifying its accuracy. The user acknowledges using such data and information at his/her own risk.

The ABBL endeavours to safeguard the security of its website and its computer systems. However, it accepts no liability in the event of a cyber-attack, computer piracy or similar fraudulent attempt leading to the website becoming temporarily, partly or wholly unavailable.

Links

This website provides links to third-party websites. The ABBL gives these links merely for the sake of convenience of its users and does not accept any liability for the availability or content of such websites. Users access such websites at their own risk.
Personal information

Should personal data (i.e. any information relating to an identiﬁed or identiﬁable natural person) be communicated to the ABBL by users of this website, the ABBL is committed to process such data in accordance with the General Data Protection Regulation (EU 2016/679) on the protection of natural persons with regard to the processing of personal data and on the free movement of such data. Therefore, any processing involving personal data undertaken by the ABBL will strictly comply with the core principles of transparency, fairness and lawfulness as set out in the General Data Protection Regulation.

The collected data, as the case may be, can only result from the proactive registration of users, for example by subscribing to a newsletter of the ABBL. Dedicated privacy clauses will then be provided to such users, according to the information/service requested.

In accordance with the aforementioned data protection legal framework, users have a right of access and rectiﬁcation to their personal data, together with the right to erasure should they no longer wish for their personal data to be processed by the ABBL. In addition, users are entitled to collect their personal data from the ABBL and restrict the processing of such data if the latter proves inaccurate.

You may consult the privacy policy of the ABBL available on its website to be provided with more information as to the processing of personal data. In the event a user wishes to make a request as to how the ABBL handles personal data, requires further information related to the privacy policy or if a representative of an ABBL member wishes to exert any personal rights listed above, please contact us at data.protection@abbl.lu or write to us: ABBL, P.O. Box 13, L-2010 Luxembourg.
Intellectual property and copyright

The entire content of this website, including the domain name, logos, graphs and other ﬁles, belongs to the ABBL and is protected by the relevant intellectual property and copyright legislation. The web user may download or print articles, pages and/or sections from this website provided that the copyright notices or other property notices are not deleted. Such data may only be used for information or reference purposes and under the condition that it is not modiﬁed in any way and that the source be clearly indicated.

Cookies Management

This site may use cookies deemed essential, which are small text ﬁles in an alphanumeric format destined to analyse information related to the user’s navigation (such as frequency of visits, duration of visits, visited pages and languages preferences). These essential cookies are strictly necessary for the functioning of the website of the ABBL, without the use of any personal data. They are stored by this site in a directory on the computer of the user and will not be transmitted to or read by any third parties. They contain an identiﬁer that allows this website to recognise the user’s computer at each visit. They do not involve other similar technologies known as “tracers” such as web beacons or shared objects.

The user can decide on its own if the web server of this site is allowed or not to store cookies on his computer. He/she can change the browser options of his/her computer at all times in order not to accept and store cookies. Moreover, the user can remove all the stored cookies. The use of certain features of this site may be limited or entirely disabled if the user does not accept any cookies from the website of the ABBL. It is therefore recommended that the user sets his/her web browser so that cookies are accepted.
Social networks

Any user who joins the ABBL on social networks undertakes to exclude any form of discrimination. Abusive or offensive comments will be removed and reported. Comments posted on “X” (formerly known as “Twitter”) accounts will be answered from Monday to Friday from 9.00 to 17.00. The pages are not continuously monitored after working hours, during weekends and bank holidays. The primary languages used are French and English. To the extent possible, the communication team will provide answers to all questions or comments in the user’s language.

Applicable law

This website is subject to Luxembourg law. Any dispute concerning the use of this website will be subject to Luxembourg law and the courts of the Grand-Duchy of Luxembourg will have exclusive jurisdiction to hear such disputes.